Get Going – European Breakdown Cover
If you have done your due diligence and research then you know that you need a European breakdown cover. But if this term is new to you, let us provide you with some insights on what it is.
European Breakdown cover is insurance for vehicle when you are travelling for a longer distance and duration, across different countries. A car is a piece of machine and no matter how sophisticated it is, there are many factors that determine the smooth operation or a breakdown – road conditions while driving through different landscapes, general wear or tear. Whatever the reason may be, the end result is
inconvenient and expensive.
Most of the insurance companies offer UK Breakdown cover and then European Breakdown Cover. If you are driving through Europe, Europe Breakdown Cover applies to various countries within Europe. While looking for the coverage, bear following things in mind:
1. Restrictions: Certain insurances can have restrictions on the type of the vehicle. Usually they require that the car should be bought from an authorized dealer and should have a book service with updated records on maintenance.
2. Mechanical Failures: Mostly the failure parts are listed that will be repaired or replaced in a breakdown situation. A bigger list will be more expensive. You can also opt for additional service of preventive inspection wherein the insurance company can point you towards parts that need replacement.
3. Electrical Failures: This is important as well. Make sure that you are covered for electrical failures.
4. Single Trip: If you are going abroad for one trip, maybe you should go for single trip Europe Breakdown cover. Check with the insurance company. The coverage begins when you leave home and ends when you get back.
5. Some insurance companies also offer different covers based o your trip length:
a. Short Break: Trip for five days or less
b. Lite cover: Short Break with added options of vehicle recovery and higher claim limit
c. Full Cover: Complete coverage but will be the most expensive option.
With a European Breakdown cover you can expect to get:
- 24-hour roadside assistance, each day of the week
- Roadside repairs or towing
- Vehicle recovery back to UK or onwards to your destination
- Emergency accommodation and transport arrangements
So, if you are planning a trip across Europe, do your homework, research online, and check for the countries coverage, the cost breakdown and assistance offered. Check the rating and feedback for the insurance company. Happy travelling!