Find The Best Breakdown Cover Offers Near You
Here at breakdownoffers.org we aim to provide you with a no-nonsense guide to help you purchase the right level of breakdown cover for your vehicle. When we say vehicle we don’t just mean your car, we include details of breakdown cover offers for caravans, motorhomes, motorbikes and company fleet vehicles. If it drives we will find the most competitive cover for you. Why RAC Breakdown Cover Is the Best Car Breakdown Cover in the UK? Owning a car is a big responsibility that car owners need to be aware of. As soon as you buy a car, it is your responsibility to get car insurance and it is a legal requirement. However, with car breakdown cover you have no legal obligation to buy, but even in these hard pressed times it is very wise to have. RAC Breakdown Cover is the best vehicle breakdown cover that you should consider in our opinion, this is right now in 2012, this could of course change down the line. We are not just saying this by the way, this is why. They are virtually giving their cover away at the moment, click here to see what available deals there are currently. What is the Free At Home campaign? Free At Home is a level of Breakdown. In this campaign you will receive this level of cover for Free however it is only available on the minimum purchase of a combined UK Roadside and Recovery joint or family package on a personal cover basis for the first year of membership. It is not available on VBM vehicle based membership. Maximum saving of £91.50 is based on joint cover for Roadside, Recovery and At Home product including online discount and free At Home saving’. Alongside this from the 14th November there is an online discount up to 48%’ to reflect the revised discount with the introduction of the Free At Home. Now can say that the RAC is not worth checking out this winter? RAC Breakdown Cover Options 1. Nationwide Recovery – This breakdown cover option is designed to cover the transportation of the car and yours to any point in the United Kingdom. Likewise, the transportation coverage includes up to seven passengers. 2. Roadside Assistance – The road assistance insurance coverage is perfect in situations in which your car breaks down. RAC Breakdown ensure that they will fix your car the as soon as possible even if your car is on the roadside. However, if your car is damaged severely then they will tow it to your home, garage or place of work as long as it is within the allowed 10 miles. 3. At Home Cover – This covers assistance in case your car faces home-start problems. 4. Onward Travel – This breakdown cover can be used additionally to Nationwide Recovery Cover. RAC Breakdown Cover will provide car replacement while your car is repaired within three consecutive days. However, if there is no car replacement, the transportation can cost up to 500 pounds. Likewise, if the car is repaired in a shop far from your home this breakdown cover includes B&B accommodation as well as medical assistance good for eight people. Moreover, aside from the different cover options, you can also have the opportunity to enjoy the benefits offered by RAC Breakdown Cover. This breakdown provider stands out among others because it offers many patrols per member in such a way that they can rescue the soonest possible time. This means that in case the car breaks down in the middle of the road the RAC patrols will more often than not get to you before the competitors. Likewise, obtaining RAC breakdown insurance gives you the opportunity to enjoy the benefit of fast call out time. This company boasts their ability of reaching customers within 40 minutes. Quick call time is a factor that should be given attention when choosing car breakdown insurance. This means that they can also give immediate and quick rescue as the need arises. On the other hand, RAC Breakdown Cover also offers other options that will suit the preference of their customers. That is why in case you do not want any of the above mentioned cover options all you have to do is inquire for other options. Check out these customer testimonials: “The RAC patrolman’s determination and expertise was exceptional – he was in it, under it and over it for ages in freezing cold conditions to get me going again” Mr T D Gathercole, Surrey “I was so grateful to the RAC patrolman who came to my aid, when I had a puncture at the top of a remote, steep and icy single track lane” Ms F Bland, Blackburn We are only biased if the cover is so good we should be biased. We look at what saves you pounds in your pockets and what company is offering the most bang per buck. Roadside recovery assistance is just like any other insurance these days; you need to shop around for the best deal as unfortunately it is no longer the case where you get the best deal going to a company direct. Also it does not mean if you get the cheapest cover that you are getting the best, all to often now insurance companies will give you an attractive window price but once you get the cover to how you want it, you end up paying more than ever. We get rid of all the nonsense and just give you the facts. If you only do a few miles a week then in my view it is pretty pointless in spending your hard earned cash on a big comprehensive roadside recovery policy, especially in these cash-strapped times. Is Your Car At Risk Only you and you alone can answer this question. The bottom line is that you know your car better than anyone else. Modern cars are not such an issue, as they are built to last (don’t mention my Alfa Romeo though). If you are car is less than three years old then there is already a good chance that your vehicle is already covered by the manufacturer when it was first registered. This is not always the case but certainly worth checking out first, if this is the case then great I have already made you a saving by bringing to your attention that you had it in the first place. As a guideline, if you car is older than 8 years then it is a good idea to get breakdown cover for it. This is not a hard and fast rule; once again you will need to use your own judgement in this. What Level Of Cover Do You Need? There seems to be more and more levels of cover introduced over the last few years. There is also specific cover from providers that cover the driver no matter what car they are in or just the car. So what are my options? You may ask let’s have a look at the available levels each in turn. Basic Recovery This is the no frills cover. It will cover you by the roadside in the event of a breakdown, with most providers you vehicle needs to be a certain radius away from you home, this could be half a mile or round the corner from your house. The rescue driver will try and repair your vehicle by the roadside, if they cannot then they will either tow you home if you are within a ten mile radius to your home address, or the nearest garage for repair. This is designed so you can be at the garage whilst they repair your vehicle. In the real world this cover is fine but often most drivers wish to be able to get home or have the home-start option in their cover, which we cover next. Home Start Recovery This is the exact same cover as number one but the difference is that if your car will not start or there is a problem with it from your home then you are covered. With the recent bad weather inBritainover the last few years this is the most popular level of cover. Even if your car has a flat battery, an operator will come out and repair your vehicle with no call-out charge. Home Start Recovery Plus This is a combination of the first two levels of cover but with the added bonus that if you are driving anywhere in the UK and you breakdown then you can be rest assured that if your vehicle cannot be repaired then it will be towed back to you place of residence, even if you are in Edinburgh and you live in Truro, it will not cost you anything. European Breakdown Cover This is the all singing and all dancing level of cover. Depending on the company that provides the cover it could be that it will only cover one vehicle, this is often reflected in the cost though. The premise with European breakdown cover is that it is identical to Home start recovery plus but if you breakdown inSwedenand they cannot repair your vehicle then your car will be towed all the way back to theUK. The level of breakdown cover that you choose ultimately comes down to several factors, cost, vehicle age and the benefits of the chosen policy. If you only go abroad once or twice a year then you are much better with just arranging temporary cover for your holiday period, it is only worth spending out on this policy if you are a frequent driver in Europe, otherwise save your money. Caravans, Boats, Horseboxes and Trailers In most circumstances if you are towing a heavy load then that will also be covered under your breakdown cover policy, check with the provider when taking out your breakdown cover. The provider will often stipulate that you carry a spare wheel for your trailer or Caravan. Car breakdown cover companies also check whether your service history is up-to-date and how high your mileage is, so please bear this in mind when shopping around for the best breakdown offers. In the old days insurance breakdown companies did not worry about these factors but it is very important that you read the Ts & Cs of your cover. There is nothing worse than breaking down somewhere and then realising the hard way that there is some condition of your cover and you are not covered. This is why we aim to find you the best breakdown cover offers in the UK. We look at breakdown polices from the big names such as The RAC, the AA, Greenflag but also the lesser known breakdown companies such as Kwik-Fit, warranty direct and GEM motoring assistant.
The good thing about RAC is that it offers different cover options tailored to your needs. Some of its cover options include Nationwide Recovery, Roadside Assistance as well as At Home and Onward Travel.